We help people find home
Mortgages aren't transactions to us. They're the foundation of families' futures. We started Perch Lane because we believed the mortgage process could be simpler, kinder, and more human. That belief guides every conversation we have.
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Our story began with a simple observation: most people find the mortgage process overwhelming and impersonal. Lenders seemed more interested in closing loans than understanding what home ownership meant to the people applying for them.
We decided to do it differently.
Perch Lane was built on the belief that a mortgage professional should be a trusted advisor, not a obstacle to navigate. We hire people who genuinely care about their clients' outcomes. We invest in technology that makes paperwork easier, not more confusing. We communicate in plain language because your time and peace of mind matter.
Everyone on our team has walked through major life moments—buying a first home, relocating for a job, refinancing to build equity. We remember what that feels like. We remember the questions that kept us up at night. That's why we answer them before you have to ask.
Today, we're proud to serve homeowners across the country who are tired of being treated like account numbers. Our clients appreciate that we listen more than we talk, explain more than we rush, and focus on what's best for them rather than what's easiest for us.
This is who we are. This is how we work.
The impact of putting people first
- 15K+
- Families we've served From first-time homebuyers to experienced investors, each family's unique situation shapes how we work with them.
- 98%
- Would recommend us Our clients tell their friends and family about us because they've experienced the difference that genuine care makes.
- 24/7
- Support available Whether you have questions at midnight or on a weekend, our team is here to help you feel confident about your mortgage.
How we work
Your mortgage, your way
We start by listening. Not to a list of qualifying questions, but to your actual goals, concerns, and timeline. Do you want to build equity quickly. Are you refinancing to free up monthly cash flow. Is this your first home and you're feeling uncertain about the whole process. Your answer changes how we approach your mortgage.
Next, we explore options. You'll understand the different paths available to you, the trade-offs of each choice, and which one aligns best with your financial picture. No pressure. No hard sell.
Then we move forward together. Our team handles the documentation, coordinates with appraisers and title companies, and keeps you informed at every milestone. We turn what feels complicated into something straightforward.
Finally, you close. On your timeline, with confidence, knowing exactly what to expect.
Meet the team
The people behind Perch Lane are experienced mortgage professionals who genuinely enjoy helping others navigate this significant decision. They bring expertise, patience, and a commitment to treating you like they'd want to be treated.
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Jordan Avery
Senior Loan Officer
NMLS #1234567
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Priya Raman
Loan Officer
NMLS #2345678
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Marcus Hale
Mortgage Advisor
NMLS #3456789