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What our clients say

Real people, real mortgages, real results

Trusted by homeowners across the country

98%
Client satisfaction rate Our commitment to clear communication and personalized service keeps clients coming back and referring their friends.
4.9/5
Average review score Clients appreciate our transparent process, responsive team, and genuine care throughout their mortgage journey.
15K+
Families helped From first-time buyers to refinancing homeowners, we've guided thousands through finding the right mortgage solution.

Stories from homeowners like you

  • 5 out of 5 stars

    I have had the pleasure of doing business with McGowin-King Mortgage over the years. My fourth loan was just as easy and efficiently handled as the first one. Would highly recommend MKM.

    Al Schlosser
  • 5 out of 5 stars

    John McCabe and the team at McGowin-King Mortgage did an excellent job on our mortgage. We purchased a foreclosure and went with a very rare HUD incentive loan. They took this complicated process and got it done for us within our alloted contract terms. We couldn't be happier with our experience!!

    Elizabeth Bazzel
  • 5 out of 5 stars

    Working with McGowin-King made the process of buying our first home very smooth. Their team was responsive and supportive throughout, and I would definitely recommend them to anyone looking for a personalized home-buying experience.

    Tyler Jones
  • 5 out of 5 stars

    We are so glad we chose McGowin-King to help us with our first home buying experience. We had the pleasure of working with John McCabe. We had a lot of questions and John was readily available to answer them, even during odd hours. We won't ever hesitate to recommend this firm to our friends, family and co-workers. Thanks again!

    Clinton Freyeisen

Why homeowners choose Perch Lane

Our clients tell us what matters most: a lender who listens, explains everything clearly, and treats them like people, not transactions. These values shape everything we do.

  • Someone who actually listens

    You'll work with a mortgage professional who takes time to understand your situation, answers your questions without jargon, and finds solutions that fit your life, not a template.

    Explore purchase loans
  • Process that respects your time

    We've streamlined every step so you spend less time on paperwork and more time excited about your new home. Our team stays organized so you don't have to chase us.

    See refinance options
  • Transparency from start to finish

    You'll know where you stand at every stage. We explain options clearly, outline what comes next, and never surprise you with hidden fees or sudden changes.

    Start your application

Ready to move forward with your mortgage

Let's talk about your home goals. Whether you're buying your first place, refinancing, or exploring options, our team is here to guide you through it.